Check Eligibility

Estimated eligible amount

₹0

Based on income & obligations

Monthly income ₹50,000

₹15K₹5L

Existing EMIs / expenses ₹10,000

₹0₹2L

Assumed rate 10.5%

7%18%

Preferred tenure 5 years

1 yr30 yrs

FOIR used50%

Max EMI capacity—

What is FOIR?

Fixed Obligation to Income Ratio (FOIR) is the share of your income that already goes to EMIs and similar deductions. Lenders often keep total EMIs near 40–55% of income.

Improving credit score and reducing existing EMIs can raise your eligible amount.

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This is a rough estimate only. Banks also check CIBIL, employment type and documents.